{"id":252,"date":"2020-06-04T21:07:45","date_gmt":"2020-06-04T21:07:45","guid":{"rendered":"http:\/\/www.adashe.ng\/blog\/?p=252"},"modified":"2020-06-04T21:21:10","modified_gmt":"2020-06-04T21:21:10","slug":"investments-in-a-physically-changing-world","status":"publish","type":"post","link":"https:\/\/www.adashe.ng\/blog\/investments-in-a-physically-changing-world\/","title":{"rendered":"INVESTMENTS… IN A PHYSICALLY CHANGING WORLD"},"content":{"rendered":"\n

It is no gain saying that the world experienced a\nstandstill between 60-180 days in different climes. For at least, 60 days,\nevery physical movement ceased, economies paused and markets recorded\na downward spiral. Oil went way below, something that had never\nhappened in the history of trade. But then, the pandemic also has never\nhappened to anyone of us. Scrolling through the\ninternet, I saw a statement that told everyone to ease themselves of futuristic\nplanning pressure as no one has ever experienced a post pandemic situation. The\ntruth is, no one has ever seen tomorrow, but\nstill yet we work towards having something tangible to hold on to, for\ntomorrow. Thus, planning for a post pandemic world is a way to assure our\nhearts and minds of the positive outcomes that can be accessed in a world where\nnegativity seems to spiral endlessly.  <\/p>\n\n\n\n

The Pandemic has been associated with issues like loss\nof jobs, loss of means of income among other mental and\nenvironmental mishaps. Fraudsters have come up with \u2018amazing\u2019\nplatforms and processes to defraud people of the little, they have managed to\nput together. But irrespective of\nthese downtimes, some business are\nthriving, this means that good investment\nopportunities may be scarce but they are not non-existent. Therefore we all have\nto be careful with the investment opportunities we\nchoose to engage in.  <\/p>\n\n\n\n

Here is the question that we all must ask,\nwhat is an investment? A lot of us have vague but valid ideas of what an investment\nreally means but, I would re-iterate our ideas in a more constructive\nbut comprehensive form. An investment is an \u2018asset\u2019, \u2018item\u2019, or\nservice acquired with the goal of generating income or appreciation. In an\neconomic sense, an investment is the purchase of goods that are not consumed\ntoday but are used in the future to create wealth This\ndefinition clearly draws a distinction between\ninvestments and investment-lookalikes e.g. get\nrich quick schemes. We should all bear in mind that investment is done for the\npurpose of income appreciation overtime <\/strong>and\nnot just immediate<\/strong> increment<\/strong> of\nfunds. It is also pertinent to know that, everyone can invest<\/strong>.\nDon\u2019t be caught up with\nbelieving that you have too many\nresponsibilities and things to spend on, and so you\ndon\u2019t have enough to invest because investments are for \u2018big people\u2019 (a term\nused to refer to persons who are extremely wealthy). <\/p>\n\n\n\n

Let me teach you something I think you should be aware\nof in investing most especially if you are\njust new in the world of investments. They are different type of investments\nthat people venture into:  <\/p>\n\n\n\n

  1. Ownership is what comes to mind for most people when the world investment is batted around. These are the most volatile and profitable class of investment. The following are examples \u2013 Stocks (owning the portion of a company), all traded securities from futures to currency swap. These investments are purchased by investors in order to share profits, or because they will increase in value or both. Real estate, precious metals are all ownership investments. Here, your expectation of profit is usually, but not always determined by how the market values the assets you own. Business Investment is a type of ownership investment where the money put into starting and running a business is an investment. Truth, entrepreneurship is an extremely hard investment to make, because it requires, not just money but time, effort, consistency among other things, it is still an ownership investment.\u00a0<\/li>
  2. Lending Investments:<\/strong>Contrary to popular belief, where of course you will not be gunning down the borrower, lending money is a category of investing. The risk is generally lower, and it brings in modest profits. A bond<\/strong> issued by a company or a government will pay a set \u00a0amount of interest over a set period of time. The only risk is if the government\/company goes bankrupt. Examples of lending investments are also savings, and as mentioned earlier bonds. Here, the risk is low, interests also vary but are mostly secured.\u00a0<\/li>
  3. Cash equivalents:<\/strong> These investments can be easily converted to cash. Mutual\nfunds are grouped in these investments. A mutual fund is like a savings account\nand can be purchased at most banks. The difference is that the investor commits\nto leaving the money alone for a period in return for a slightly higher rate of\ninterest. The commitment period usually\nspans between 3 months and a year. This is what\nmakes it different from the bond, which would run for 2\nyears or more. <\/li><\/ol>\n\n\n\n

    Dear Investor<\/strong>, here is what we think you should know to\nguide your decisions in this physically changing world.  <\/p>\n\n\n\n

    \u00a0<\/p>

    When just entering the investment world, you can start with little investments like mutual fund investments.<\/p>

    You can pool your little money together, with other people who have little money as well, and form an investment club, where you jointly make decision on varying investment opportunities.\u00a0<\/p>

    With the current pandemic, it more preferable to opt for lending and cash investments than dive straight into ownership investments, especially with the dynamism of the investment world.\u00a0<\/p>

    Don\u2019t leave your money lying dormant, invest it but first understand what you are investing in.\u00a0<\/p>

    Always ask questions for clarity, visit trusted investments blogs or sites, to improve your knowledge of investments and never stop learning.\u00a0\u00a0<\/p>

    The Post pandemic world is tomorrow, the future is tomorrow, the good life moment is tomorrow, invest today, ask about opportunities here today, so you are not caught up in a surprise tomorrow where you might be facing reality and stranded.\u00a0<\/p><\/blockquote>\n\n\n\n

    I had a discussion with a\nfriend today who wished he converted his money to dollars, before its\nrates increased. He reiterated that he had the\nopportunity to, but he didn\u2019t, now\nhe is feeling really bad about it. Therefore, I am urging you to look\nat the positives that the pandemic\ncan birth, like more knowledge, and\ninvesting the little you have. Pool resources with other\npeople, rise by lifting each other and watch your\nfuture self, say thank you to the present you.  <\/p>\n\n\n\n

    Thank you for reading this, stay tuned\nto our blog for more financial education and possible\nopportunities.  <\/p>\n\n\n\n

    References:<\/p>\n\n\n\n

    https:\/\/www.Investopedia.com\/articles\/younginvestors<\/a><\/p>\n\n\n\n

    https:\/\/www.Investopedia.com\/articles\/younginvestors<\/a><\/p>\n\n\n\n

    https:\/\/www.Investopedia.com\/articles\/younginvestors<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

    It is no gain saying that the world experienced a standstill between 60-180 days in different climes. For at least, 60 days, every physical movement ceased, economies paused and markets recorded a downward spiral. Oil went way below, something that had never happened in the history of trade. But then, the pandemic also has neverRead More<\/a><\/p>\n","protected":false},"author":2,"featured_media":255,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_links_to":"","_links_to_target":""},"categories":[13,12],"tags":[],"_links":{"self":[{"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/posts\/252"}],"collection":[{"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/comments?post=252"}],"version-history":[{"count":9,"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/posts\/252\/revisions"}],"predecessor-version":[{"id":265,"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/posts\/252\/revisions\/265"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/media\/255"}],"wp:attachment":[{"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/media?parent=252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/categories?post=252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.adashe.ng\/blog\/wp-json\/wp\/v2\/tags?post=252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}